A great believer in people

Doing a mid career switch after 4 years in audit was a difficult decision but made easier because I witnessed the daily financial consultant journey first hand through Francis over the years, and seen how he has grown. "A lot of people have gone further than they thought because someone else thought they could" - this sums up how the mentoring journey with him has been. When I first joined, with zero prior sales experience, I didn't have the confidence to think about qualifying for MDRT in my first year, and definitely wouldn't even dream about qualifying for it in under 9 months, but he believed, and I eventually did! We started with a small team, but it didnt stop us from ranking one of the top teams in Prudential. My 2 other teammates Grace and Marcus, also qualified for their MDRT in their first full year in Prudential! Francis really played an instrumental role in each and every one of our career, and I'm really thankful for the strong culture we have in this team, and how everyone is close-knitted and constantly pushing one another to be better. SO. BLESSED. TO. BE. IN. #TEAMBI4!!!

Peiyi Tang, Prudential Master Financial Consultant, TOT 2021-2024

A dedicated Mentor and friend

I was introduced to Francis from his wife, and through our initial discussions I could feel his passion for his work. I had a poor impression of financial consultants due to my personal experience, but his conviction in his job seemed to have the potential of sparking a change in the industry. This gave me the confidence to join him, and true enough, he continued to instill that conviction in his team through our past 3 years working together. Gradually our relationship went beyond subordinates, as he always goes above and beyond to anyone around him. Sometimes I wonder how he finds time for himself! To me, he is not only a boss, he is also a friend, a mentor, and a brother. I have grown so much in this career under his guidance and I am definitely a better person than I was before I met him. Thankful for crossing paths with Francis!

Grace Tong, Prudential Executive Financial Consultant, TOT 2023-2024

Meet a Prof.

Francis to me is a respected mentor, coach, and manager, but also a friend. His discipline and business acumen is unrivaled. His leadership style is intentional yet compassionate. Critical of our activities yet there to guide and be a listening ear when needed. Something I admire about him is his ability to compartmentalize and stay calm under pressure to always deliver quality advice to us as consultants. He is a Prof. - a Professional in his conduct, a Professor in his knowledge, and a Proficient businessperson is what you'll find yourself under his wing. He's someone who not only talks the talk, but most definitely walks it too. Leading by example - he's a multi-time MDRT achiever, and raiser of MDRTs, COTs, and TOTs. He's built a legacy yet continues to grow from strength to strength and I count it a great blessing to be part of his group.

Marcus Goh, Prudential Executive Financial Consultant, MDRT 2021-2024

Meet a mentor that tailors to you

Working with Francis as my manager and mentor, has been nothing short of an amazing experience. Francis is the type of mentor who delivers feedback in a way that’s constructive, kind, yet direct and honest. He is a good role model, through both word and action. It was through working with him that I found inspiration to carry a better attitude, not only towards work, but to life as well. Francis is also a reflective listener with great empathy and that is evident when he would devise strategies that is tailored to my talents, need and skills. He pushes me towards a better version of myself- not try to make me into a clone of some others. Working in his team I have felt the appreciation he would have of the ongoing effort of his mentees and he would empower us thru positive feedback & reinforcement.

Ch'ng Wan Xin

Meet a hopeful and sincere Mentor

Joining Francis and Team BI4 was one of the best decisions I’ve made for my career and I am grateful to be able to be part of his team. He is the best possible boss/mentor/friend anyone can ask for. When I decided to leave my previous job to enter financial advisory, I was looking for a more fulfilling and rewarding career. I knew that joining this industry as an insurance agent is no walk in the park, with a strong social stigma and steep competition. Thus it was important for me to find a mentor from whom I can learn from and thrive. I reached out to a handful of agency leaders across various companies, Francis included, and I ended up deciding to join him. Out of all the agency leaders I’ve met with, Francis left the best impression on me. From the way he carried himself, I could tell that he was a person of dedication and discipline for his craft, and I was right. From the first day I’ve met him, he has consistently demonstrated an unshakable work ethic and self-discipline towards his career and earned the respect of many, not just in the team, but in the entire agency as well. I have learnt many valuable life lessons from Francis that allowed me to grow in my career and to grow as a person as well. He constantly pushes me to do better and offers new perspectives whenever I feel stuck. They say “A mentor is someone who allows you to see hope in yourself", and I strongly encourage everyone to find a mentor or role model in their life who sincerely wants you to grow and improve yourself.

Christine Chan, Prudential Financial Consultant

A dedicated and approachable man

Francis has always been a knowledgeable, dedicated and approachable figure to me. No matter how busy he is, he will make time and offer useful advice whenever I face any challenges. Francis also guides me to make informed decisions about what steps I needed to take to ensure I accomplish my goals. I really appreciate his encouragements and unwavering support, which makes him an excellent mentor! :)

Jaslyn Wong, Prudential Senior Financial Consultant, MDRT 2023-2024

MEET SOMEONE PROFESSIONAL AND FRIENDLY

Having to meet Francis for the first time, we were able to click easily and talk comfortably as Francis is sincere and is out to help a friend instead of a client. Francis is informative and were able to shed some knowledge (even out of insurance and financial planning) during our talk. He also helped me to plan ahead, and find a policy best suited for me for my current needs and comfortability. I encourage you to meet him! :)

Jeremy, Brand Designer

Meet someone dedicated and forward-thinking

Francis is a very dedicated and down-to-earth financial consultant who shared and explained financial knowledge to us. Not only he shared about the importance of having one but he is willing to serve with his heart and passion. On top of that, he also extend his help to advise us about other financial knowledge and aid us in future planning

Anthony, PSA Senior Engineer

Meet someone passionate and sincere!

Francis is passionate about his career and dedicated to his clients. He puts in significant amount of effort to ensure that I understand my needs, explained to me what the market has to offer and allowed me sufficient time to make decisions on any insurance coverage. He is prompt in his responses and is responsible to notify his clients when he is out of town. He is a sincere financial consultant who helped me in my financial planning for my future.

Shi Min, Finance Analyst

Meet my client centric financial consultant!

I was introduced to Francis by a friend. When i first met him, he came across as a professional and patient financial consultant. After learning his background and reasons why he joined this profession to help people, that gave me even more confidence that I am in good hand. He bothered to find out needs and that recommended a plan to suit mine and not his needs, which I couldn't feel that kind of personalized and professional services from other financial consultants I came across. Give yourself an opportunity to have a chat with him, no regrets!

Dr Eugene Cheong, Senior Lecturer

Meet someone with great service!

Francis have been very helpful and patient in educating us the importance of being covered. He goes beyond his call of duty and is always willing to go the extra mile for his clients. Through his service, I learnt that engaging a financial consultant is not only about purchasing policies, but also “buying the services” which comes along. Really glad to have met Francis who puts in effort and pride in his work. Give yourself an opportunity to view his work! Cheers!

Li Hui

Meet someone sincere and not pushy!

I was referred to Francis by a good friend recently and met him for a brief discussion about my financial plans. I must say that having a resourceful & knowledgeable friend to call on can really make a difference. I hope you can avail yourself to get to know him too. Highly recommended. Talk soon!

Tavin

Hardworking and Diligent Financial Consultant

Francis is a hardworking and diligent financial consultant who strives to provide valuable recommendations to his clients. He will come up with several proposals to better cater to the needs of his clients. Being neat and well-organised in handling the policies is definitely a good trait that should be continued. Thank you for your services and valuable recommendations.

Jared

Meet someone sincere!

Good things come to good people with good intentions. There is a reason why Francis is doing great. Because of the sincerity, and the urge to create a better life for the people around him. It is important to be insured and protect your wealth. However, it is equally important to have a capable and passionate financial consultant to be there with you throughout your financial planning. Francis is one of the few financial consultants you can rely on.

Lee Sheng

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